Homeowners insurance is designed to cover damage to your home, your detached outbuildings, and your personal property. It will also provide reimbursement for additional living expenses if it becomes necessary for you to live elsewhere after your home is damaged by a covered peril.
Liability insurance is designed to provide coverage for injury to people or damage to property for which you are legally responsible, and includes:
- Medical payment to others
- Damage to property of others
- Claims and defense costs
For more information about homeowners and liability insurance in Ontario, please complete our quote request form and one of our brokers would be happy to assist you.